Synchrony HOME™ Credit Card
Bring home what you love
Flexible financing can make it easier to furnish your home today.
Use your Synchrony HOME™ Credit Card on eligible purchases, subject to credit approval.
No interest if paid in full within 6 months§
On purchases of $800.00 or more made with your Synchrony HOME™ Credit Card. Interest will be charged from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.
§ No interest will be charged on the promotional balance if you pay it off in full within the promotional period. If you do not, interest will be charged on the promotional balance from the purchase date. The required minimum monthly payments may or may not pay off the promotional balance before the end of the promotional period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after the promo period ends, to the promo balance. For New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.Subject to credit approval. Terms and conditions apply.